11. SUSTAINABLE CITIES AND COMMUNITIES

Impact Investing: Tips to Drive Positive Change – Morgan Stanley

Written by Amanda

1 Source: “ESG Investing Comes of Age,” Morningstar, accessed Apr 20, 2022: https://www.morningstar.com/features/esg-investing-history

2 Source: “Global Sustainable Fund Flows: Q4 2021,” Morningstar, published Jan 31, 2022: https://www.morningstar.com/lp/global-esg-flows

3 As of April 6, 2022

Disclosures:

This material has been prepared for informational purposes only and does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and/or investments discussed in this material may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. This material is not an offer to buy or sell any security, or to participate in any trading strategy. Asset allocation and diversification do not guarantee a profit or protect against a loss. Past performance is no guarantee of future results.

Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods.  Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.

The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware, diversity equity and inclusion (DEI), or faith-based investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. 

Please note that there is currently no standard definition of green bond. Without limiting any of the statements contained herein, Morgan Stanley makes no representation or warranty as to whether any particular bond constitutes a green bond or conforms to investor expectations or objectives for investing in green bonds. For information on characteristics of these bond, use of proceeds, a description of applicable project(s), and/or any other relevant information about the bond, please reference the offering documents for the bond.

Bond funds and bond holdings have the same interest rate, inflation and credit risks that are associated with the underlying bonds owned by the funds. The return of principal in bond funds, and in funds with significant bond holdings, is not guaranteed

Morgan Stanley is both a registered broker-dealer and investment adviser. Your Morgan Stanley Access Investing (“MSAI”) account is a discretionary investment advisory account. Morgan Stanley is responsible for implementing the model portfolios in your MSAI account, as well as any reasonable restrictions you may impose. Further information is available in the Morgan Stanley Access Investing Program Form ADV Part 2A and accompanying Supplement at www.morganstanley.com/ADV.

A Morgan Stanley Access Investing account may be opened with as little as $5000 and is subject to a 0.30% annual advisory fee based on your account balance and will be charged monthly. The 0.30% annual advisory fee does not include, and is in addition to, the fees related to owning shares of exchange-traded funds and mutual funds.

Morgan Stanley Access Investing® is a registered service mark of Morgan Stanley Smith Barney LLC.

Investors should carefully consider the investment objectives, risks, charges and expenses of a mutual fund/ETF before investing. The prospectus contains this and other information about the mutual fund/ETF. To obtain a prospectus, contact your Financial Advisor or visit the mutual fund/ETF company’s website. Please read the prospectus carefully before investing.

We have prepared this document and the output from the Morgan Stanley Impact Quotient (IQ) tool solely for informational purposes.  You should not definitively rely upon it or use it to form the definitive basis for any decision, contract, commitment or action whatsoever, with respect to any proposed transaction or otherwise. This material and the Morgan Stanley IQ tool do not provide individually tailored investment advice. Information derived from Morgan Stanley IQ has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley IQ relies on information from multiple sources and Morgan Stanley makes no representation as to the accuracy or completeness of information from sources outside of Morgan Stanley. Information contained in MSIQ has been obtained from MSCI ESG Research, Equileap, ISS-ESG, Fossil Free Indexes, the United Nations and Morgan Stanley.

Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals are urged to consult their personal tax or legal advisors to understand the tax and legal consequences of any actions, including any implementation of any strategies or investments described herein. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.

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Source: morganstanley.com

About the author

Amanda

Hi there, I am Amanda and I work as an editor at impactinvesting.ai;  if you are interested in my services, please reach me at amanda.impactinvesting.ai