4. QUALITY EDUCATION

Millennials Retirement Planning | Morgan Stanley at Work

Written by Amanda

Sources:

1.    U.S. Population by Generation, Statista 2021.

2.    GSAM Insights: Retirement Survey & Insights Report, October, 2022

3.    22nd Annual Transamerica Retirement Survey of Workers, October 2022

4.    Harvard Business Review: What is Sustainable Investing?

5.    Morgan Stanley Institute for Sustainable Investing, “Sustainable Reality: Analyzing Risk and Returns of Sustainable Funds.” 2019, with 2020 data updates

6.    Bloomberg, MSCI, Morgan Stanley Wealth Management. Annualized returns from 5/1/1990 – 9/1/2022. Past performance is no guarantee of future result.

7.    Morgan Stanley Institute for Sustainable Investing, “Sustainable Signals: Individual Investor Interest Driven by Impact, Conviction and Choice.” 2021.

8.    InvestmentNews, Strong Millennial demand pushing for increased ESG options in 401(k)s.

9.    Morgan Stanley State of the Workplace II, 2022.

Disclosures

This material is not a solicitation of any offer to buy or sell any security or other financial instrument or to participate in any trading strategy.

When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.

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Source: morganstanley.com

About the author

Amanda

Hi there, I am Amanda and I work as an editor at impactinvesting.ai;  if you are interested in my services, please reach me at amanda.impactinvesting.ai